Financial Education

We can show you how to manage your budget more effectively and reduce debt.

Children’s Home Society & Family Services provides instruction in how to better manage personal finances. Whether you are overwhelmed with debt, or just looking for ways to get a grip on your current spending plan, we can provide one-on-one educational services. 

Financial Education can help you improve your financial independence. CHSFS provides support by phone or face-to-face. We are prepared to offer education in crisis situations. If you feel you are in a financial crisis, call the number below in your county of residence to connect with an educator. 

Anoka County: 763.785.9222

Chisago County: 651.674.8569

Ramsey County: 651.641.1300   

 Ready? Set. Goal!

Step 1: Get Help

Goal! Simply by recognizing that you need help managing your finances, you have already taken a step toward a better financial outlook.

Step 2: Make a Budget

Ready? Find out where your money goes.

Set. Discover ways to cut spending.

Goal! Follow a spending plan based on your individual circumstances.

Step 3: Manage Debt and Credit

Ready? Assess your debt and credit situation.

Set. Discover ways to repair your credit and reduce your monthly obligations.

Goal! Follow a plan based on your unique situation to develop and maintain healthy credit.

Step 4: Make Long-Term Goals

Ready? Assess where you want to be financially in the future.

Set. Discover ways, like saving and investing, to achieve financial freedom.

Goal! Follow a plan to live debt-free.

File Attachments: 

Check Planner.doc

File Attachments: 

Monthly Bill Calendar.doc

File Attachments: 

Monthly Budget.xls